If you’re filing for bankruptcy, you may be in for a long and complicated process with plenty of room for error. Thankfully, hiring a bankruptcy attorney can make the process easier, as they’ll walk you through each step and can provide you with all of the documentation you need to file your case. Unfortunately, because the demand for bankruptcy lawyers has increased, so has the number of unprincipled and corrupt lawyers who want to exploit your need for qualified, honest representation for an affordable fee. So if you’re considering filing for bankruptcy, there are several things you should keep in mind to help you find a good bankruptcy attorney. Find out here: Reno Bankruptcy Attorney
Don’t Fall Prey to Promises of “Discounts”
Many bankruptcy lawyers claim to file your case for $700 or less, or will quote unrealistically low fees that might sound attractive – but they don’t let you know that their initial quote doesn’t include the $306 court filing fee. Additionally, their impractically low quote may not even apply to you – there are a number of exceptions that you may fall under, in which case you won’t receive the quoted discount when filing for bankruptcy. For instance, the fee might only apply to single filers, not married couples, or to individuals with a minimal amount of debt (e.g. $10,000 – $15,000) and no assets. Before you know it, the discounted quote only applies to a small percentage of filers!
If these unscrupulous attorneys lie to you from the beginning, why would you trust them to handle your case? No matter which bankruptcy attorney you choose to work with, you should always do your research prior to filing for bankruptcy. How long has that firm practiced law? How many satisfied clients do they have? What type of service will they provide you? Look for a full-service law firm capable of more than just representation in court – this means they’ll help you determine which chapter of bankruptcy is best for you, and they’ll handle the complicated paperwork, accompany you to creditor meetings and will ultimately simplify the filing process.
Bankruptcy Specialization and Certification
Although many lawyers offer representation to clients filing for bankruptcy, it’s best to hire a lawyer who specializes in bankruptcy, rather than an attorney who practices law in a variety of different areas. Attorneys who specialize primarily in bankruptcy will be able to provide you with the expertise and experience that lawyers specializing in a multitude of areas cannot.
Additionally, before hiring a bankruptcy attorney, you should make sure that the individual has earned certifications by accredited institutions to back up his/her claims of expertise – for example, they should be certified by the American Bankruptcy Institute or a member of the National Association of Consumer Bankruptcy Attorneys, demonstrating bankruptcy expertise and the ability to stay current with changes in bankruptcy law.